Unsecured Business Loans
Working capital approved fast — no collateral, flexible structures, funds when you need them.
Australia-wide finance brokers
Loans that are actually cheaper.
We do the legwork across 40+ Australian lenders so you walk away with a sharper rate and a smarter structure. Ninety seconds online — zero impact on your credit file.
- 90-second online application
- No mark on your credit file
- 40+ lenders, one conversation
40+
Lenders compared
90s
To apply online
$0
Broker fees
4.9★
Customer rating
Why cheaper.loans
A sharper rate, custom-built around your real numbers.
We're a team of finance specialists who got tired of watching Australians overpay for credit. So we built a brokerage that puts your profile in front of the right lenders first — not whichever bank pays the biggest commission.
From a single car loan to multi-million dollar business facilities, we negotiate hard, structure smart, and only get paid when you save. Simple as that.
See if you're overpayingHow it works
Four steps. No surprises.
01
Apply in 90 seconds
Quick online form. Anywhere, any device, no jargon.
02
Soft-check, no credit hit
We profile-match before going to lenders, so your file stays clean.
03
Compare 40+ lenders
We negotiate terms across the panel and bring you the best fit.
04
Get funded
Pick your offer and we handle the paperwork. You get on with it.
Our panel
40+ lenders, one application
Westpac
NAB
ANZ
CommBank
Macquarie
Pepper Money
Liberty
Latitude
Plenti
Prospa
Moula
Lumi
Wisr
OnDeck
Now Finance
Money3
Resimac
Bluestone
Heritage
Suncorp
BOQ
ME Bank
Westpac
NAB
ANZ
CommBank
Macquarie
Pepper Money
Liberty
Latitude
Plenti
Prospa
Moula
Lumi
Wisr
OnDeck
Now Finance
Money3
Resimac
Bluestone
Heritage
Suncorp
BOQ
ME Bank
Loans we broker
Not sure which? Talk to a broker From the workshop to the boardroom.
Car Loans
Sharp rates and flexible terms across new and used vehicles. Drive away for less.
Secured Business Loans
Use assets as collateral to unlock the lowest rates from the big four and beyond.
Personal Loans
Consolidate debt, renovate, or fund the next big thing — repayments that fit your life.
Equipment Finance
From workshop tools to medical gear and tractors — lift productivity without the upfront hit.
Boat & Leisure Loans
Get on the water faster with marine specialists and tailored leisure financing.
Business Asset Loans
Cars, planes, plant and everything between. Grow the asset base, grow the business.
Motorbike Loans
Fast approvals from lenders who actually ride. Two wheels, less paperwork.
Truck & Trailer Loans
Expand the fleet with attractive rates and flexible options for owner-operators.
Caravan Loans
Hit the road sooner with a quick, low-fuss application built for the grey nomad in all of us.
Chattel Mortgages
Own the asset outright with structured repayments and potential tax advantages.
Invoice Financing
Turn unpaid invoices into working capital today — stop waiting on aged receivables.
Agriculture Loans
Finance built for the land. Seasonal terms, livestock, equipment and farm growth.
Overdraft Facilities
Flexible credit lines that smooth cash flow when timing isn't on your side.
Your finance experience is about to get a whole lot cheaper.
Ninety seconds. Zero credit impact. One real human broker on your side.